Trusts12 April 2026·5 min read

Why every Singaporean parent should at least consider a testamentary trust

A trust isn't just for ultra-high-net-worth families. For parents with young children, the case is simpler than you might think.

[Placeholder] When parents come to me asking about wills, I find myself asking a different question first: what happens if both of you are no longer around when the kids are still young?

[Placeholder] A testamentary trust is the part of your will that says: my assets don't pass directly to a 12-year-old. They pass into a structure, with a trustee I've named, and they're released to my child on terms I've set.

[Placeholder, to expand: discuss when a testamentary trust makes more sense than an inter vivos trust, and how it interacts with CPF nominations.]

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