Planning8 February 2026·3 min read

Three questions to ask before signing your next policy

Whether you're working with me or anyone else, these are the questions I'd want my own family to ask.

[Placeholder] First: what specific gap is this policy filling that my existing cover doesn't?

[Placeholder] Second: what's the worst-case premium scenario over the next ten years, and can I sustain it through a job change or a property purchase?

[Placeholder] Third: if I needed to claim tomorrow, who do I call, and what's the actual process? If your adviser can't answer that one, that's the answer.

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